AXP

figures

checks

• assets = liabilities + equity · total assets equals total liabilities and equity
• equity excludes minority interests · not applicable: no noncontrolling interest line printed
• net income is before preferred dividends · net income is not the after-preferred-dividends line
• diluted EPS is for total net income · diluted EPS is for total net income
• net income excludes minority interests · not applicable: no noncontrolling interest line printed
• cash flows tie to the change in cash · operating + investing + financing (+ FX) equals the net change in cash

management's claims

trace

1. 0locator (code)0.19s

   {
     "tables": 117,
     "exhibits": [],
     "documents": 1
   }

   {
     "income": {
       "rows": 41,
       "scale": 1000000,
       "score": 53.25,
       "heading": "91 Table of Contents CONSOLIDATED STATEMENTS OF INCOME",
       "tableIndex": 34,
       "runnerUpScore": 25.5
     },
     "balance": {
       "rows": 32,
       "scale": 1000000,
       "score": 51.25,
       "heading": "See Notes to Consolidated Financial Statements. 93 Table of Contents CONSOLIDATED BALANCE SHEETS",
       "tableIndex": 36,
       "runnerUpScore": 27.5
     },
     "cashflow": {
       "rows": 37,
       "scale": 1000000,
       "score": 53,
       "heading": "See Notes to Consolidated Financial Statements. 94 Table of Contents CONSOLIDATED STATEMENTS OF CASH FLOWS",
       "tableIndex": 37,
       "runnerUpScore": 8.5
     }
   }

2. 1cash flow agent1.82s · 1521 tokens · $0.0002

   {
     "rows": 37,
     "retryHint": null,
     "tableIndex": 37
   }

   {
     "figures": [
       {
         "note": "This is the operating activities section total, including changes in operating assets and liabilities.",
         "field": "operatingCashFlow",
         "scale": 1000000,
         "value": 18428000000,
         "printed": "18,428",
         "rowIndex": 14,
         "rowLabel": "Net cash provided by operating activities",
         "priorValue": 14050000000,
         "agentPrinted": "18,428",
         "failedChecks": [],
         "priorPrinted": "14,050",
         "groundingMismatch": false
       },
       {
         "note": "This is the investing activities section total.",
         "field": "investingCashFlow",
         "scale": 1000000,
         "value": -22891000000,
         "printed": "(22,891)",
         "rowIndex": 23,
         "rowLabel": "Net cash used in investing activities",
         "priorValue": -24402000000,
         "agentPrinted": "(22,891)",
         "failedChecks": [],
         "priorPrinted": "(24,402)",
         "groundingMismatch": false
       },
       {
         "note": "This is the financing activities section total.",
         "field": "financingCashFlow",
         "scale": 1000000,
         "value": 11210000000,
         "printed": "11,210",
         "rowIndex": 32,
         "rowLabel": "Net cash provided by financing activities",
         "priorValue": 4436000000,
         "agentPrinted": "11,210",
         "failedChecks": [],
         "priorPrinted": "4,436",
         "groundingMismatch": false
       }
     ],
     "statement": "cashflow",
     "tableIndex": 37,
     "priorColumn": 1,
     "currentColumn": 0
   }

3. 2income statement agent2.20s · 1774 tokens · $0.0002

   {
     "rows": 41,
     "retryHint": null,
     "tableIndex": 34
   }

   {
     "figures": [
       {
         "note": "This is the company-wide net revenue total after interest expense, as used for this bank statement.",
         "field": "revenue",
         "scale": 1000000,
         "value": 72229000000,
         "printed": "72,229",
         "rowIndex": 17,
         "rowLabel": "Total revenues net of interest expense",
         "priorValue": 65949000000,
         "agentPrinted": "72,229",
         "failedChecks": [],
         "priorPrinted": "65,949",
         "groundingMismatch": false
       },
       {
         "note": "The statement reports pretax income but does not print operating income or an equivalent line.",
         "field": "operatingIncome",
         "scale": 1000000,
         "value": null,
         "printed": null,
         "rowIndex": null,
         "rowLabel": null,
         "priorValue": null,
         "agentPrinted": null,
         "failedChecks": [],
         "priorPrinted": null,
         "groundingMismatch": false
       },
       {
         "note": "This is the only net income line printed and no separate noncontrolling-interest attribution appears.",
         "field": "netIncome",
         "scale": 1000000,
         "value": 10833000000,
         "printed": "10,833",
         "rowIndex": 34,
         "rowLabel": "Net income",
         "priorValue": 10129000000,
         "agentPrinted": "10,833",
         "failedChecks": [],
         "priorPrinted": "10,129",
         "groundingMismatch": false
       },
       {
         "note": "This is the diluted earnings per common share figure.",
         "field": "epsDiluted",
         "scale": 1,
         "value": 15.38,
         "printed": "15.38",
         "rowIndex": 37,
         "rowLabel": "Diluted",
         "priorValue": 14.01,
         "agentPrinted": "15.38",
         "failedChecks": [],
         "priorPrinted": "14.01",
         "groundingMismatch": false
       }
     ],
     "statement": "income",
     "tableIndex": 34,
     "priorColumn": 1,
     "currentColumn": 0
   }

4. 3balance sheet agent4.16s · 1614 tokens · $0.0002

   {
     "rows": 32,
     "retryHint": null,
     "tableIndex": 36
   }

   {
     "figures": [
       {
         "note": "This is the printed total cash and cash equivalents, rather than an individual cash component.",
         "field": "cash",
         "scale": 1000000,
         "value": 47792000000,
         "printed": "47,792",
         "rowIndex": 6,
         "rowLabel": "Total cash and cash equivalents (includes restricted cash: 2025, $169; 2024, $427)",
         "priorValue": 40640000000,
         "agentPrinted": "47,792",
         "failedChecks": [],
         "priorPrinted": "40,640",
         "groundingMismatch": false
       },
       {
         "note": "This row explicitly prints total assets.",
         "field": "totalAssets",
         "scale": 1000000,
         "value": 300052000000,
         "printed": "300,052",
         "rowIndex": 14,
         "rowLabel": "Total assets",
         "priorValue": 271461000000,
         "agentPrinted": "300,052",
         "failedChecks": [],
         "priorPrinted": "271,461",
         "groundingMismatch": false
       },
       {
         "note": "This is the explicit total liabilities line, not liabilities and equity.",
         "field": "totalLiabilities",
         "scale": 1000000,
         "value": 266578000000,
         "printed": "266,578",
         "rowIndex": 22,
         "rowLabel": "Total liabilities",
         "priorValue": 241197000000,
         "agentPrinted": "266,578",
         "failedChecks": [],
         "priorPrinted": "241,197",
         "groundingMismatch": false
       },
       {
         "note": "This is the printed shareholders’ equity total, with no noncontrolling-interest total shown.",
         "field": "totalEquity",
         "scale": 1000000,
         "value": 33474000000,
         "printed": "33,474",
         "rowIndex": 30,
         "rowLabel": "Total shareholders’ equity",
         "priorValue": 30264000000,
         "agentPrinted": "33,474",
         "failedChecks": [],
         "priorPrinted": "30,264",
         "groundingMismatch": false
       }
     ],
     "statement": "balance",
     "tableIndex": 36,
     "priorColumn": 1,
     "currentColumn": 0
   }

5. 4reconciler (code)0.00s

   null

   [
     {
       "name": "balance_identity",
       "detail": "total assets equals total liabilities and equity",
       "fields": [
         "totalAssets"
       ],
       "passed": true,
       "skipped": false,
       "statement": "balance"
     },
     {
       "name": "totalEquity_attribution",
       "detail": "no noncontrolling interest line printed",
       "fields": [
         "totalEquity"
       ],
       "passed": true,
       "skipped": true,
       "statement": "balance"
     },
     {
       "name": "netIncome_before_preferred",
       "detail": "net income is not the after-preferred-dividends line",
       "fields": [
         "netIncome"
       ],
       "passed": true,
       "skipped": false,
       "statement": "income"
     },
     {
       "name": "epsDiluted_total",
       "detail": "diluted EPS is for total net income",
       "fields": [
         "epsDiluted"
       ],
       "passed": true,
       "skipped": false,
       "statement": "income"
     },
     {
       "name": "netIncome_attribution",
       "detail": "no noncontrolling interest line printed",
       "fields": [
         "netIncome"
       ],
       "passed": true,
       "skipped": true,
       "statement": "income"
     },
     {
       "name": "cash_flow_tie",
       "detail": "operating + investing + financing (+ FX) equals the net change in cash",
       "fields": [
         "operatingCashFlow",
         "investingCashFlow",
         "financingCashFlow"
       ],
       "passed": true,
       "skipped": false,
       "statement": "cashflow"
     }
   ]

6. 5MD&A claims agent2.11s · 1990 tokens · $0.0003

   null

   [
     {
       "kind": "current_value",
       "field": "netIncome",
       "quote": "Net income for the year was $10.8 billion, or $15.38 per share, compared with net income of $10.1 billion, or $14.01 per share, a year ago, which included a $0.66 per share gain from the sale of Accertify Inc. (Accertify).",
       "scope": "consolidated",
       "actual": 10833000000,
       "reason": "Net income attributable to the company: \"Net income\" is 10833000000 (prior year 10129000000)",
       "claimed": 10800000000,
       "verdict": "consistent",
       "asWritten": "$10.8 billion",
       "tolerance": 50000000,
       "quoteVerified": true
     },
     {
       "kind": "current_value",
       "field": "epsDiluted",
       "quote": "Net income for the year was $10.8 billion, or $15.38 per share, compared with net income of $10.1 billion, or $14.01 per share, a year ago, which included a $0.66 per share gain from the sale of Accertify Inc. (Accertify).",
       "scope": "consolidated",
       "actual": 15.38,
       "reason": "Diluted EPS: \"Diluted\" is 15.38 (prior year 14.01)",
       "claimed": 15.38,
       "verdict": "consistent",
       "asWritten": "$15.38 per share",
       "tolerance": 0.005,
       "quoteVerified": true
     }
   ]