C

figures

checks

• assets = liabilities + equity · total assets equals total liabilities and equity
• equity excludes minority interests · totalEquity excludes noncontrolling interests
• net income is before preferred dividends · net income is not the after-preferred-dividends line
• diluted EPS is for total net income · diluted EPS is for total net income
• net income excludes minority interests · netIncome excludes noncontrolling interests
• cash flows tie to the change in cash · not applicable: missing a section total or no net change in cash line

management's claims

trace

1. 0locator (code)0.56s

   {
     "tables": 324,
     "exhibits": [],
     "documents": 1
   }

   {
     "income": {
       "rows": 52,
       "scale": 1000000,
       "score": 54.25,
       "heading": "133 CONSOLIDATED FINANCIAL STATEMENTS CONSOLIDATED STATEMENT OF INCOME Citigroup Inc. and Subsidiaries",
       "tableIndex": 97,
       "runnerUpScore": 25.25
     },
     "balance": {
       "rows": 46,
       "scale": 1000000,
       "score": 54.75,
       "heading": "CONSOLIDATED BALANCE SHEET Citigroup Inc. and Subsidiaries",
       "tableIndex": 102,
       "runnerUpScore": 39.5
     },
     "cashflow": {
       "rows": 75,
       "scale": 1000000,
       "score": 44,
       "heading": "CONSOLIDATED STATEMENT OF CASH FLOWS Citigroup Inc. and Subsidiaries",
       "tableIndex": 106,
       "runnerUpScore": 26.5
     }
   }

2. 1balance sheet agent1.78s · 2131 tokens · $0.0003

   {
     "rows": 46,
     "retryHint": null,
     "tableIndex": 102
   }

   {
     "figures": [
       {
         "note": "This is the balance sheet’s cash and due from banks line.",
         "field": "cash",
         "scale": 1000000,
         "value": 23717000000,
         "printed": "23,717",
         "rowIndex": 3,
         "rowLabel": "Cash and due from banks (including segregated cash and other deposits)",
         "priorValue": 22782000000,
         "agentPrinted": "23,717",
         "failedChecks": [],
         "priorPrinted": "22,782",
         "groundingMismatch": false
       },
       {
         "note": "This row prints total assets.",
         "field": "totalAssets",
         "scale": 1000000,
         "value": 2657202000000,
         "printed": "2,657,202",
         "rowIndex": 23,
         "rowLabel": "Total assets",
         "priorValue": 2352945000000,
         "agentPrinted": "2,657,202",
         "failedChecks": [],
         "priorPrinted": "2,352,945",
         "groundingMismatch": false
       },
       {
         "note": "This is the separately printed total liabilities line.",
         "field": "totalLiabilities",
         "scale": 1000000,
         "value": 2443380000000,
         "printed": "2,443,380",
         "rowIndex": 34,
         "rowLabel": "Total liabilities",
         "priorValue": 2143579000000,
         "agentPrinted": "2,443,380",
         "failedChecks": [],
         "priorPrinted": "2,143,579",
         "groundingMismatch": false
       },
       {
         "note": "This is Citigroup stockholders’ equity, excluding noncontrolling interests.",
         "field": "totalEquity",
         "scale": 1000000,
         "value": 212291000000,
         "printed": "212,291",
         "rowIndex": 42,
         "rowLabel": "Total Citigroup stockholders’ equity",
         "priorValue": 208598000000,
         "agentPrinted": "212,291",
         "failedChecks": [],
         "priorPrinted": "208,598",
         "groundingMismatch": false
       }
     ],
     "statement": "balance",
     "tableIndex": 102,
     "priorColumn": 1,
     "currentColumn": 0
   }

3. 2income statement agent1.93s · 2095 tokens · $0.0003

   {
     "rows": 52,
     "retryHint": null,
     "tableIndex": 97
   }

   {
     "figures": [
       {
         "note": "This is the company-wide total revenues net of interest expense, the bank’s revenue measure.",
         "field": "revenue",
         "scale": 1000000,
         "value": 85225000000,
         "printed": "85,225",
         "rowIndex": 13,
         "rowLabel": "Total revenues, net of interest expense(1)",
         "priorValue": 80722000000,
         "agentPrinted": "85,225",
         "failedChecks": [],
         "priorPrinted": "80,722",
         "groundingMismatch": false
       },
       {
         "note": "The statement does not print an operating income or operating profit line.",
         "field": "operatingIncome",
         "scale": 1000000,
         "value": null,
         "printed": null,
         "rowIndex": null,
         "rowLabel": null,
         "priorValue": null,
         "agentPrinted": null,
         "failedChecks": [],
         "priorPrinted": null,
         "groundingMismatch": false
       },
       {
         "note": "Citigroup’s net income excludes the noncontrolling interests shown above it.",
         "field": "netIncome",
         "scale": 1000000,
         "value": 14306000000,
         "printed": "14,306",
         "rowIndex": 40,
         "rowLabel": "Citigroup’s net income",
         "priorValue": 12682000000,
         "agentPrinted": "14,306",
         "failedChecks": [],
         "priorPrinted": "12,682",
         "groundingMismatch": false
       },
       {
         "note": "This is diluted net income per share, rather than the continuing-operations-only line.",
         "field": "epsDiluted",
         "scale": 1,
         "value": 6.99,
         "printed": "6.99",
         "rowIndex": 50,
         "rowLabel": "Net income",
         "priorValue": 5.94,
         "agentPrinted": "6.99",
         "failedChecks": [],
         "priorPrinted": "5.94",
         "groundingMismatch": false
       }
     ],
     "statement": "income",
     "tableIndex": 97,
     "priorColumn": 1,
     "currentColumn": 0
   }

4. 3cash flow agent2.06s · 2461 tokens · $0.0003

   {
     "rows": 75,
     "retryHint": null,
     "tableIndex": 106
   }

   {
     "figures": [
       {
         "note": "This is the operating activities section total, after total adjustments.",
         "field": "operatingCashFlow",
         "scale": 1000000,
         "value": -67632000000,
         "printed": "(67,632)",
         "rowIndex": 24,
         "rowLabel": "Net cash provided by (used in) operating activities of continuing operations",
         "priorValue": -19669000000,
         "agentPrinted": "(67,632)",
         "failedChecks": [],
         "priorPrinted": "(19,669)",
         "groundingMismatch": false
       },
       {
         "note": "This is the investing activities section total.",
         "field": "investingCashFlow",
         "scale": 1000000,
         "value": -108282000000,
         "printed": "(108,282)",
         "rowIndex": 41,
         "rowLabel": "Net cash provided by (used in) investing activities of continuing operations",
         "priorValue": 86250000000,
         "agentPrinted": "(108,282)",
         "failedChecks": [],
         "priorPrinted": "86,250",
         "groundingMismatch": false
       },
       {
         "note": "This is the financing activities section total.",
         "field": "financingCashFlow",
         "scale": 1000000,
         "value": 238031000000,
         "printed": "238,031",
         "rowIndex": 58,
         "rowLabel": "Net cash provided by (used in) financing activities of continuing operations",
         "priorValue": -38304000000,
         "agentPrinted": "238,031",
         "failedChecks": [],
         "priorPrinted": "(38,304)",
         "groundingMismatch": false
       }
     ],
     "statement": "cashflow",
     "tableIndex": 106,
     "priorColumn": 1,
     "currentColumn": 0
   }

5. 4reconciler (code)0.00s

   null

   [
     {
       "name": "balance_identity",
       "detail": "total assets equals total liabilities and equity",
       "fields": [
         "totalAssets"
       ],
       "passed": true,
       "skipped": false,
       "statement": "balance"
     },
     {
       "name": "totalEquity_attribution",
       "detail": "totalEquity excludes noncontrolling interests",
       "fields": [
         "totalEquity"
       ],
       "passed": true,
       "skipped": false,
       "statement": "balance"
     },
     {
       "name": "netIncome_before_preferred",
       "detail": "net income is not the after-preferred-dividends line",
       "fields": [
         "netIncome"
       ],
       "passed": true,
       "skipped": false,
       "statement": "income"
     },
     {
       "name": "epsDiluted_total",
       "detail": "diluted EPS is for total net income",
       "fields": [
         "epsDiluted"
       ],
       "passed": true,
       "skipped": false,
       "statement": "income"
     },
     {
       "name": "netIncome_attribution",
       "detail": "netIncome excludes noncontrolling interests",
       "fields": [
         "netIncome"
       ],
       "passed": true,
       "skipped": false,
       "statement": "income"
     },
     {
       "name": "cash_flow_tie",
       "detail": "missing a section total or no net change in cash line",
       "fields": [
         "operatingCashFlow",
         "investingCashFlow",
         "financingCashFlow"
       ],
       "passed": true,
       "skipped": true,
       "statement": "cashflow"
     }
   ]

6. 5MD&A claims agent2.66s · 2297 tokens · $0.0004

   null

   [
     {
       "kind": "percent_change",
       "field": "netIncome",
       "quote": "Net income increased 13% versus the prior year, driven by higher revenues, partially offset by higher expenses, a higher effective tax rate and higher provisions for credit losses.",
       "scope": "consolidated",
       "actual": 12.805551174893552,
       "reason": "Net income attributable to the company: \"Citigroup’s net income\" changed 12.81%",
       "claimed": 13,
       "verdict": "consistent",
       "asWritten": "13%",
       "tolerance": 0.5,
       "quoteVerified": true
     },
     {
       "kind": "current_value",
       "field": "revenue",
       "quote": "Citigroup revenues of $85.2 billion in 2025 increased 6% on a reported basis, driven by an increase in net interest income, up 11%, partially offset by lower non-interest revenue, down 4%.",
       "scope": "consolidated",
       "actual": null,
       "reason": "Total revenue: the sentence is about a region, segment or adjusted measure",
       "claimed": null,
       "verdict": "not_checked",
       "asWritten": "$85.2 billion",
       "tolerance": null,
       "quoteVerified": true
     },
     {
       "kind": "percent_change",
       "field": "revenue",
       "quote": "Citigroup revenues of $85.2 billion in 2025 increased 6% on a reported basis, driven by an increase in net interest income, up 11%, partially offset by lower non-interest revenue, down 4%.",
       "scope": "consolidated",
       "actual": null,
       "reason": "Total revenue: the sentence is about a region, segment or adjusted measure",
       "claimed": null,
       "verdict": "not_checked",
       "asWritten": "6%",
       "tolerance": null,
       "quoteVerified": true
     },
     {
       "kind": "percent_change",
       "field": "revenue",
       "quote": "Citigroup revenues of $85.2 billion in 2025 increased 6% on a reported basis, driven by an increase in net interest income, up 11%, partially offset by lower non-interest revenue, down 4%.",
       "scope": "consolidated",
       "actual": null,
       "reason": "Total revenue: the sentence is about a region, segment or adjusted measure",
       "claimed": null,
       "verdict": "not_checked",
       "asWritten": "11%",
       "tolerance": null,
       "quoteVerified": true
     },
     {
       "kind": "percent_change",
       "field": "revenue",
       "quote": "Citigroup revenues of $85.2 billion in 2025 increased 6% on a reported basis, driven by an increase in net interest income, up 11%, partially offset by lower non-interest revenue, down 4%.",
       "scope": "consolidated",
       "actual": null,
       "reason": "Total revenue: the sentence is about a region, segment or adjusted measure",
       "claimed": null,
       "verdict": "not_checked",
       "asWritten": "4%",
       "tolerance": null,
       "quoteVerified": true
     }
   ]